Job Description:
Position Summary: As an Environmental Commercial Insurance Underwriter, you will play a pivotal role in assessing and underwriting insurance policies for businesses operating in environmentally sensitive sectors. Leveraging your expertise in risk evaluation and environmental knowledge, you will help our clients protect their assets and mitigate potential liabilities.
Key Responsibilities:
Risk Assessment: Evaluate insurance applications and assess environmental risks associated with businesses in industries such as manufacturing, construction, renewable energy, and more.
Underwriting: Determine appropriate insurance coverage, terms, and conditions based on risk assessments, industry standards, and company guidelines.
Policy Analysis: Review policy documentation, including endorsements and exclusions, to ensure accuracy and compliance with regulatory requirements.
Client Interaction: Collaborate with brokers, agents, and clients to gather necessary information, provide guidance on risk management, and explain underwriting decisions.
Market Research: Stay up-to-date with industry trends, regulatory changes, and emerging risks in the environmental sector to make informed underwriting decisions.
Portfolio Management: Monitor and manage an assigned portfolio of insurance policies, making recommendations for renewals, modifications, or cancellations as necessary.
Compliance: Ensure that all underwriting activities adhere to company policies, state regulations, and industry standards.
Qualifications:
- Bachelor's degree in Insurance, Risk Management, Environmental Science, or a related field.
- 2-3 years of experience in commercial insurance underwriting, with a focus on environmental risks.
- Strong knowledge of environmental regulations, compliance, and industry best practices.
- Exceptional analytical and critical thinking skills.
- Excellent communication and interpersonal skills.
- Ability to work independently and as part of a team.
- Proficiency in underwriting software and Microsoft Office Suite.
- Relevant insurance certifications (e.g., CPCU, ARM) are a plus.
Why Join Us:
- Competitive salary and benefits package.
- Opportunity to work with a dynamic team of professionals in a growing industry.
- Ongoing training and professional development opportunities.
- Collaborative and inclusive work environment.
- Career advancement potential within a reputable organization.
If you are a dedicated and experienced Environmental Commercial Insurance Underwriter looking to further your career in a supportive and forward-thinking company, we encourage you to apply. Join us in providing innovative insurance solutions to protect businesses and the environment.